Being involved in a car accident is stressful, but when it happens in a rental car, determining who pays for your injuries can be complicated. Here’s what you should do if you find yourself in this situation while driving a rental car in South Carolina.
Prioritize Safety and Report the Accident
Check for injuries and call 911 to report the accident and request medical assistance if needed. It’s crucial to report the accident to the police and obtain an official accident report, which will be vital for any insurance claims or legal actions you may need to pursue later.
The police report will make a declaration stating which party, if any, the police officer determined to be at fault. If the police officer states you are at fault, or fault could not be determined, then that will be very bad for your case and make obtaining a high settlement amount much harder. Make sure to make your case to the police officer, and document as much as possible:
- Contact details for all parties involved
- Insurance details for the other driver(s)
- Photos of the accident scene and the damaged vehicles
This information will be essential when dealing with insurance companies and the rental car company.
Talk to a Lawyer Before Speaking to Insurance Companies
One of the most important steps you can take after a rental car accident is to speak with a Rock Hill car accident lawyer before discussing anything with the insurance companies. Insurance companies, including those representing the rental car company and the other driver, may try to minimize your payout or shift blame. Speaking with a lawyer first ensures that your rights are protected and that you don’t inadvertently say something that could harm your case.
Rental car accident cases can involve many variables, such as the terms of the rental agreement, insurance policies, and liability between multiple parties. Having a lawyer who understands these complexities can make all the difference in ensuring a fair outcome.
Notify the Rental Car Company
Before speaking with any insurance company, it’s crucial to consult a car accident lawyer. Rental car cases involve many complexities, and having an experienced lawyer ensures that every detail is handled properly. When you hire a South Carolina car accident lawyer, they will take care of everything from reviewing your rental agreement to managing communications with insurance companies.
However, if you decide not to hire a lawyer, contact the rental car company as soon as possible to report the accident. Be sure to follow their instructions carefully, as rental agreements often require accidents to be reported within a specific timeframe. Document the name of the representative you speak with and any reference numbers they provide to make sure you comply with all the terms of your rental agreement.
Review Your Rental Agreement
Carefully review your rental agreement to understand your responsibilities and coverage. Many rental agreements include specific steps to follow in the event of an accident. Knowing what is covered and what isn’t can help you avoid unexpected costs and complications. Typically, a car accident lawyer will handle this part.
Contact Your Insurance Company
Inform your personal auto insurance provider about the accident, especially if you did not purchase rental insurance from the rental car company. This is crucial to determining what your insurance will cover and whether you’ll need to rely on other forms of coverage. Your insurance company will guide you through the claims process and help you understand your coverage options.
Consider Rental Car Insurance
If you purchased insurance through the rental car company, such as a collision damage waiver or liability coverage, this might help cover damages. Review these policies and contact the insurance provider for guidance on filing a claim. This step is particularly important if you’re unsure about the extent of your coverage.
Evaluate Other Coverages
If you have coverage through a credit card used to rent the vehicle, reach out to your credit card company to determine what coverage is available and how to proceed with a claim. Sometimes, the credit card company will cover the insurance deductible, which can save you a significant amount of money.
Consult with a Rock Hill Car Accident Lawyer
Given the complexities of rental car accidents and potential disputes between insurance companies, consulting with a knowledgeable car accident lawyer can be invaluable. At Auger & Auger, we have extensive experience handling such cases and can help you navigate the legal and insurance challenges to ensure you receive the compensation you deserve.
Why Local Legal Guidance Is Important
Navigating the aftermath of a rental car accident can be complex, especially when dealing with multiple insurance companies and potential legal action. Consulting with an experienced car accident attorney can provide you with the guidance and support you need. An attorney can help you:
- Understand Your Options: A lawyer can explain the legal process, your rights, and the options available for pursuing compensation.
- Deal with Insurance Companies: Insurance companies may try to minimize payouts, but an attorney can advocate for your best interests and negotiate on your behalf.
- Secure Fair Compensation: An experienced attorney can help ensure that you receive the compensation you deserve for your injuries and any other damages.
Understanding the SC Statute of Limitations
In South Carolina, the law allows up to three years from the date of a rental car accident to file a lawsuit. However, waiting too long can jeopardize your chances of securing compensation. Evidence may disappear, and witnesses’ memories can fade. Consulting an attorney promptly ensures that all legal deadlines are met and your case stays on track. The sooner you act, the stronger your position will be.
Assessing Your Legal Options
After a rental car accident, you might feel overwhelmed with questions about what to do next. At Auger & Auger, we offer a free consultation to help you make sense of the situation. Our skilled car accident attorneys in Rock Hill, SC, will evaluate your case, explain your legal rights, and identify potential claims for damages such as medical bills, lost wages, and more. We’re here to make the process easier for you.
No Fees Unless We Win: The A&A Zero Fee Guarantee
Worried about the cost of hiring a lawyer? Don’t be. With our “A&A Zero Fee Guarantee,” you won’t pay a dime unless we win your case. We handle all the upfront expenses, and our payment comes directly from the settlement, not from your pocket. This allows you to pursue justice without the financial burden of legal fees.
Maximizing Your Car Accident Settlement
Our primary focus is on getting you the full compensation you deserve. We manage every aspect of your case—investigating the accident, gathering evidence, negotiating with insurance companies—so you can concentrate on recovering. Data shows that accident victims who hire an attorney typically receive significantly higher settlements than those who go it alone. With our team on your side, you’re in the best position to secure a favorable outcome.
Get Started with a Free Consultation With Auger & Auger Accident and Injury Lawyers
Don’t wait to explore your legal options. At Auger & Auger, we offer a free, no-obligation consultation to help you get started. Whether your injuries are minor or severe, you deserve to know your rights and pursue fair compensation.
Reach out to us today, and we’ll guide you through the process, laying out the next steps and working toward the best result for your case. You can then decide the best course of action for you, whether it’s partnering with us, another lawyer, or handling things on your own.
